In an effort to better serve the credit needs of our existing and potential customers, we offer a full range of credit products.  If any need is not specifically addressed, we invite a call for further discussion.

Loans

Consumer Loans – We offer a complete line of consumer products to satisfy needs from home purchase, construction or improvement to transportation financing.  We will tailor a package for qualifying individuals to meet any credit needs with competitive rates and terms.

Home Equity – We offer lenient terms to qualifying homeowners who wish to use their equity to meet credit needs.  In many cases, interest paid on a home equity loan is tax deductible. Prior to obtaining a home equity loan, a homeowner should always consult a tax advisor to verify the interest deductibility.

Commercial Loans – We provide loans for facilities purchase, upgrade, expansion, equipment purchase, commercial vehicle purchase, or any other legitimate need for qualifying entrepreneurs.

Real Estate Loans – We offer a variety of loans for purchase and construction for individuals. We also offer a variety of loans for purchase, construction, or development for qualifying commercial entities.

Land Loans – We tailor loans to meet individual needs for land or lot financing.  We also tailor packages for farmland and timberland purchases both short term and long term.

Church Loans – We offer flexible terms to our neighborhood churches for new construction, renovation and expansions.

Mortgage Services

We offer a full menu of mortgage products to service your need and budget.

• Conventional – Fixed, ARM’s, and Interest Only
• FHA (New loan limits now in effect)
• VA
• Reverse Mortgage

To check rates or apply for a mortgage loan please go to www.enterprisebanking.cbo.cc

Back to the top